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font-size: 16px;">Dear Reader, I hope you enjoy this article.</span></em></div> <div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div> <div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"><em><span style="font-family: georgia, palatino; font-size: 16px;">If you love it, share it with all of your friends. - Vitaliy</span></em></div></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0" class="ep-mobile-col-table-with-padding"><tr><td valign="top" class="ep-mobile-col-td" style="text-align:center;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><div><div><div><div style="height:400px;display:block;overflow:hidden;" class="ep-height-auto"><img src="http://content.epsrv2.net/image_gallery/uploaded/273/10513/450cd0b7-322c-4281-afe6-cfa79ffd0a43.jpg" alt="" height="400" width="335" style="max-width:335px;padding-bottom:0;display:inline !important;vertical-align:bottom;border:0;height:auto;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;" class="ep-width-100-img "/></div></div></div></div></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col" style="line-height:1.5;"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0" class="ep-mobile-col-table-with-padding"><tr><td valign="top" class="ep-mobile-col-td" height="1" style="text-align:left;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;text-align: center;">Oil painting is by my father, Naum Katsenelson</div></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col" style="line-height:1.5;"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0" class="ep-mobile-col-table-with-padding"><tr><td valign="top" class="ep-mobile-col-td" height="1" style="text-align:left;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:34px;font-weight:bold;word-break:break-word;"><span style="font-size: 26px;"><a style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size: 26px;" href="http://clicks.epsrv2.net/click?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskznyfec434mcsm9ie14e19khrywwmcqrd75nd3qpisfzpk4brkwe8b3wz5dcb3m46hkxn74ra4knm5pcw6bkoajqerahcnzycp1gc6n4yzd14kacb9rgoj5ypaa8cdjqpe3wry1nii4ar74y3jrpfhgm7949r" target="_blank"><span style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size:26px;"><strong><em>Why do I torture my kids … with classical music?</em></strong></span></a></span></div></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col" style="line-height:1.5;"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0" class="ep-mobile-col-table-with-padding"><tr><td valign="top" class="ep-mobile-col-td" height="1" style="text-align:left;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"><span style="font-size: 16px;"><span style="font-family: georgia,times,times new roman,serif;"><span style="font-size: 20px;">Lately I’ve been pondering on this question. At first, it was a subconscious decision. Somewhat by inertia, I was following in the footsteps of my parents. That’s what they did, and that’s what I’m supposed to do. However, I realized recently that I am re-gifting a gift. Instilling a love of classical music is one of the best gifts my parents gave me.</span><br /> <br /><span style="font-size: 20px;"> Just as in any typical Jewish family, my older brothers suffered through several years of music school. Neither one liked taking piano lessons, but they took them. My parents finally saw the writing on the wall and pulled them out of music school when my oldest brother pulled some keys off a piano keyboard.</span><br /> <br /><span style="font-size: 20px;"> I was spared from taking piano lessons but for a different reason: my mother passed away when I was ten years old. My father was suddenly alone with three kids. He signed me up for piano lessons, but when I showed little interest, he didn’t have the energy to nudge me further. I quit after only a small handful of lessons.</span><br /> <br /><span style="font-size: 20px;"> Eleven years later, when I was twenty-one, I took piano lessons again, this time completely of my own free will. But I didn’t want to start with the basics – that was too boring. I went right for the (classical music) jugular: Rachmaninoff’s Piano Concerto No. 3, my favorite piano concerto. Which also happens to be one of the most technical piano concertos ever composed. Needless to say, I failed at it miserably.</span><br /> <br /><span style="font-size: 20px;"> Both of my older kids have taken piano lessons, but neither one showed much interest (my youngest is only two and a half and has so far been spared). My wife and I tried different teachers, but in the end we realized piano was not in the cards for our oldest kids. It is my job as a parent to nudge my kids to try new things, and maybe push them a little (enough to overcome their natural laziness – it’s a lot more fun playing outside than practicing the piano). But at the same time, as a parent I need to know when to cut my losses and move on.</span><br /> <br /><span style="font-size: 20px;"><a style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size: 20px;" href="http://clicks.epsrv2.net/click?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskznyfec434mcsm9ie14e19khrywwmcqrd75nd3qpisfzpk4brkwe8b3wz5dcb3m46hkxn74ra4knm5pcw6bkoajqerahcnzycp1gc6n4yzd14kacb9rgoj5ypaa8cdjqpe3wry1nii4ar74y3jrpfhgm7949r"><span style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size:20px;">continue reading ... </span></a></span><br /></span></span></div></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col"><tbody><tr><td height="10" valign="top" class="ep-mobile-divider" style="height:10px !important;color:#FFFFFF;font-size:10px;line-height:10px;"><img src="http://content.epsrv2.net/no_rev/assets/1px.gif" width="1" height="1" style="max-width:1px;max-height:1px;display:block;"/></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col"><tbody><tr><td height="10" valign="top" class="ep-mobile-divider" style="height:10px !important;color:#FFFFFF;font-size:10px;line-height:10px;"><img src="http://content.epsrv2.net/no_rev/assets/1px.gif" width="1" height="1" style="max-width:1px;max-height:1px;display:block;"/></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col"><tbody><tr><td height="10" valign="top" class="ep-mobile-divider" style="height:10px !important;color:#FFFFFF;font-size:10px;line-height:10px;"><img src="http://content.epsrv2.net/no_rev/assets/1px.gif" width="1" height="1" style="max-width:1px;max-height:1px;display:block;"/></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0"><tr><td valign="top" style="text-align:center;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><table cellspacing="0" cellpadding="0" width="100%" border="0" style="width: 100%;"><tbody><tr><td valign="top" style="vertical-align:top; width:300px;" class="ep-mobile-col-img-with-text"><table cellspacing="0" cellpadding="0" width="100%" border="0" style="width: 100%;"><tbody><tr><td class="ep-mobile-col-table-with-padding"style="float:left; overflow:hidden; text-align:center; background-color:#FFFFFF; padding-top:15px; padding-right:15px; padding-left:15px; padding-bottom:15px; vertical-align:top;"><div class="ep-height-auto"style="height:198px;overflow:hidden;vertical-align:top;display:block;text-align:center;"><img src="http://content.epsrv2.net/image_gallery/uploaded/273/10513/vnk.png" style="max-width:234px;padding-bottom:0;display:inline !important;vertical-align:bottom;border:0;height:auto;outline:none;text-decoration:none;-ms-interpolation-mode:bicubic;"width="234" alt="" height="198" class=""/></div></td></tr></tbody></table></td><td valign="top" style="vertical-align:top; width:300px;" class="ep-mobile-col-img-with-text"><table cellspacing="0" cellpadding="0" width="100%" border="0" style="width: 100%;"><tbody><tr><td class="ep-mobile-col-table-with-padding" style="text-align:left; overflow:hidden; background-color:#FFFFFF; padding-top:15px; padding-right:15px; padding-left:15px; padding-bottom:15px; vertical-align: top;"><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;line-height:14.0px;"><span style="font-size: 14px; font-family: georgia, palatino;"> </span></div><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"> </div></td></tr></tbody></table></td></tr></tbody></table></td></tr></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#FFFFFF" class="ep-mobile-col" style="line-height:1.5;"><tbody><tr><td valign="top" bgcolor="#FFFFFF" style="text-align:left;"><table width="100%" cellspacing="0" cellpadding="0" class="ep-mobile-col-table-with-padding"><tr><td valign="top" class="ep-mobile-col-td" height="1" style="text-align:left;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;"><div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"><span style="font-size: 16px;"><span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;">Vitaliy N. Katsenelson, CFA, is Chief Investment Officer at </span><a style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size: 16px;" href="http://clicks.epsrv2.net/click?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskzng49kf1ayi4h1w63xecbszfwjf66xekbjfqboxqz1pniroypdffye" target="_blank"><span style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size:16px;">Investment Management Associates</span></a><span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;"> in Denver, Colo. He is the author of</span><em style="color: #202020; font-family: georgia,times,'times new roman',serif; font-size: 14px; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;"> Active Value Investing</em><span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;"> (Wiley) and </span><em style="color: #202020; font-family: georgia,times,'times new roman',serif; font-size: 14px; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;">The Little Book of Sideways Markets</em><span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;"> (Wiley). </span></span><br style="color: #202020; font-family: georgia,times,'times new roman',serif; font-size: 14px; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;" /> <br style="color: #202020; font-family: georgia,times,'times new roman',serif; font-size: 14px; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;" /><span style="font-size: 16px;"> <span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;">His </span><a style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size: 16px;" href="http://clicks.epsrv2.net/click?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskzng49kf1ayi4h1w63xecbszfwjf9wcse8qtjnurfjr6i5r1w3ggu4rm4x6ie5af36u5i94yyq49wiph" target="_blank"><span style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size:16px;">books</span></a><span style="color: #202020; font-family: georgia, times, 'times new roman', serif; font-style: normal; font-weight: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff; float: none; display: inline !important;"> were translated into eight languages. Forbes Magazine called him "The new Benjamin Graham". </span></span></div> <div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"><span style="font-size: 16px;"> </span></div> <div style="color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:14px;word-break:break-word;"><span style="font-size: 16px;"><strong style="color: #202020; font-family: georgia,times,'times new roman',serif; font-size: 14px; font-style: normal; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; background-color: #ffffff;">To receive Vitaliy’s future articles by email or read his articles <a style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size: 16px;" href="http://clicks.epsrv2.net/click?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskznb5g913gupffdzzbkx3uhctw5hk1gx8pxjx95r1yy4adnomt3g3j7cxrapfpnrtz83nwhwe14a5z73" target="_blank"><span style="color:#2196F3;font-family:helvetica,arial,sans-serif;text-decoration:none;font-size:16px;">click here</span></a>.</strong></span></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0"><tbody><tr><td height="10"></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#ffffff"><tbody><tr><td valign="top" class="footer" style="text-align:center;color:#4b4b4b;font-family:helvetica,arial,sans-serif;font-size:12px;padding-top:15px;padding-right:15px;padding-bottom:15px;padding-left:15px;"><div><div>Investment Management Associates, Inc., 5690 DTC Blvd 140W, Greenwood Village Colorado 80111, United States</div></div><div class="removable"><a href="http://epsrv2.net/subscription/unsubscribe?s=1212|505645346&v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yx1saqz6n71yrotsd86nus1xqxuc8x5wyhxbt4eue3soo84qoeryfa6fbf1sm48kfai4oiprrrsed5dr34obw3795zku6rbqwo1kzgasxmgsbn78s4c58bnwkj8gfdu7cndiwbx74y4nrgjrg888h9aodcta" style="text-decoration:none;color:#2196F3;font-family:helvetica,arial,sans-serif;font-size:12px;"><span style="text-decoration:none;color:#2196F3;font-family:helvetica,arial,sans-serif;font-size:12px;">unsubscribe</span></a></div></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0"><tbody><tr><td height="10"></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0"><tbody><tr><td><img src="http://open_tracker.epsrv2.net/opened?v=1iyd7ro168ree6wqist7ored7r4q769i55hkded6gcdoky4d48j1ghtrbx1pzcymtajqpmqwst1yqsbakq8xbc4isuuehhxs4bazb9b9p89hpc3hpxm9soyohyodt7goquspt6gjethaihu3zfs83s4uft68f613gj6wwe8auu7idwpskzn8oukkiiimqcop3rxekhzj13c1k" width="1" height="1" style="max-width:0px;max-height:0px;display:none;"/></td></tr></tbody></table></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="100%" border="0" bgcolor="#ffffff"><tbody><tr><td align="center"><table cellspacing="0" cellpadding="0" width="100%" border="0"><tbody><tr><td style="height:40px;" align="center" valign="center" width="100%"><span style="font-size:12px;font-family:Arial,Helvetica,sans-serif;color:#4b4b4b;vertical-align:middle;">Powered by</span> <a href="http://clicks.epsrv2.net/pb"><img src="http://content.epsrv2.net/no_rev/assets/powered_by_logo.png" border="0" alt="ExpressPigeon" style="vertical-align:middle;"/></a> <a href="http://clicks.epsrv2.net/pb" style="text-decoration:none;"><span style="color:#2196F3;font-size:12px;font-family:Arial,Helvetica,sans-serif;text-decoration:none;vertical-align:middle;">ExpressPigeon</span></a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></body></html>